UK Holiday Home Insurance
If you own a holiday home in the UK then this is the policy for you. Whether you just use the property occasionally yourself, or with family and friends, or you let your property out on a week to week basis then we can provide you with a range of holiday home insurance quotes. We can provide you with free contents insurance quotes to include loss of rent, theft and malicious damage for houses, cottages apartments, flats and holiday let property throughout the UK

Here at J P Financial we have in house insurance brokers who specialise in holiday home insurance and second home insurance for UK property owners. We have a number of insurance company’s who provide cover specifically for holiday homes/2^nd homes. Policy’s can be tailored to your own requirements, giving you complete peace of mind that your house is protected when left unoccupied or holiday let.

An example of the benefits of cover we can include:

Flexibility: Choose a combined policy or stand alone buildings and contents cover. And unlike some policies there’s no need to visit your property on a regular basis.

Comprehensive Contents Cover: We can arrange for you a no upper claim limit; you’ll have the peace of mind that comes from knowing all your high risk items (such as jewellery and white goods) are adequately insured. Optional accidental damage cover can be added if the property is being used by friends and family only.

Comprehensive Buildings Cover: Policies can include cover for all outbuildings and related structures, including swimming pools, summerhouses etc.

We Insure all Properties: J P Financial can arrange insurance cover for all types of property; whether you own a thatched cottage in Cornwall or a contemporary city centre apartment. We can also provide cover for listed buildings, non-standard construction and properties with structural problems.

We Insure all Usage: Our insurer’s can provide cover for all usage; whether your friends and family are staying or your holiday home is a commercially let business venture.

Loss of Rent/ Alternative Accommodation: All our policies automatically include provision for loss of rental income and alternative accommodation should the worst happen to your property.

Public Liability: Cover of up to £2 million is automatically included.

Don’t get caught out!

Most standard home insurance policies do not cover the special risks associated with holiday or second homes. With J P Financial you can be sure that we will provide you with, comprehensive insurance cover for your holiday home. For example: most holiday homes or second homes need cleaners, do you have public liability cover for domestic employees? Many holiday or second homes are let short or long term, what restrictions does your policy place in relation to letting and occupancy?

Local community policies are not designed to cover holiday homes but most people find this out when it’s too late.

Don’t take the risk!

For more information on the various holiday home insurance policy’s we advise on, contact our specialist insurance brokers today 01202 512340. Or enter your details in the contact us form below to request a call back at a time more convenient to you.