Landlord Insurance

Buy to Let Insurance Quotes

If you own a buy-to-let property it’s important to look after your investment by insuring its buildings and contents. While regular home insurance may still cover you, there are extra risks involved when tenants are involved, which means you may want to consider taking out insurance specifically designed for landlords.

Many landlords especially those new to being a landlord and buy-to-let investor are talked into taking out landlord insurance with their buy-to-let lender. This is invariably a mistake. A landlord will probably be paying at least 30-40% over what they should do for their landlord insurance.

We know that landlords are the most discerning type of customer, they demand good insurance cover along with rock bottom premiums. Here at J P Financial we make it our job to find you not only the best cover but also the most suitable.

Buy to let & property owners Insurance policy provides comprehensive policy cover at competitive prices. It can accommodate multiple locations and both residential and commercial properties on a single policy and is specifically designed for landlords or buy to let owners who:

• Own or manage residential or commercial properties;
• Are responsible for insuring the building or freehold;
• Let properties with tenancy agreements of six months or more;
• Let properties to residential tenants who are not DSS beneficiaries or Asylum Seekers;
• Let property for commercial use; or
• Have a mixed portfolio of commercial and residential properties.

You can also choose to add these great options for extra peace of mind:

• Landlords Contents including communal areas;
• Accidental Damage on Landlords Contents;
• Accidental Damage on Buildings;
• Subsidence;
• Increased limit of indemnity on Property Owners Liability;
• Employers Liability for clerical, caretakers, gardeners and maintenance people – Limit of Indemnity £10,000,000; and
• Terrorism cover.

For more information on the various landlords insurance policy’s we advise on, contact our specialist insurance brokers today 01202 512340. Or enter your details in the contact us form below to request a call back at a time more convenient to you.